Financial Education is the ability to understand the basic concepts of personal finance and money management. The important thing is that you understand these concepts in a way that allows you to apply them in your daily financial life and have the ability to apply them to face financial challenges and meet your goals.
Start by building your own knowledge base. We invite you to use the free online resources that Apoyo Financiero offers you. And once you’ve established your own knowledge base, you can share that knowledge with the rest of your family, especially your children!



We share with you relevant information for this tax season 2025.
You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). You can request a copy from AnnualCreditReport.com.
You can request and review your free report through one of the following ways:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
The pandemic has created uncertainty and anxiety in our country and around the world. This can be especially true for those who are unemployed or furloughed due to the coronavirus pandemic.
If you are having trouble making payments, contact the companies you owe money to. Discuss your situation and options. Many companies have implemented special payment flexibilities for consumers experiencing hardship at this time.
Here are a couple tools to help you manage your bills.
These resources will help you better understand them, fix mistakes, and improve your credit history.
We all have financial goals and dreams that we want to achieve. If you want to make your financial goals a reality, knowing how to build and maintain a strong credit history will help you a lot.
What’s the difference between a credit counselor and a debt settlement or debt relief company?
Source: Official website of the United States federal government of the Consumer Financial Protection Bureau (CFPB). https://www.consumerfinance.gov/
The California Department of Financial Protection and Innovation (DFPI) requires Financial Support to provide information regarding the Financial Education Program, which is offered online by the National Financial Educators Council (NFEC). The Financial Education Program offered by Apoyo Financiero and the National Financial Educators Council (NFEC), is available free of charge to all of our clients. You just have to register on the following website: www.ocl.apoyo-financiero.com